>Do Investors Worry About the Wrong Risk? Posted by dev99 on June 28th San Francisco 49ers Hoodie , 2019
A lot of savers, as well as investors, say that they go for a financial product based on their perception of the risk factor involved in it. This happened in one such research where experts spoke to several financial investors. As they spoke about their financial goals, investment approaches, and apprehensions Customized 49ers Jersey , they mentioned about their worries and one can't help but notice about the risk factors they spoke of.
This is seen among lots of investors in general. Fixed deposits are one of the most common forms of financial investment in this part of the world. But have anyone wondered why they are given so much priority over the likes of growth-based schemes like mutual funds? Well, the research as well as analyzing the general investor mindset, it can be reached to a conclusion that people choose fixed deposits as they feel it's more 'secure'.
They have the assurance that they will receive back what they had invested. Also, a lot of Indian parents choose child insurance plans that are fixed return products. Thus they invest with the hope that their investment will provide them a guaranteed return amount at the end of a specific time period. Most people thus don't go for risk-based investments. But is this right? This article will explore the topic in details.
Is this approach wrong?
Most people who have been investing for a while would spot the clearly obvious problems with this approach or rather, the way of thinking. But are they wrong? Well Cheap 49ers Jersey , it depends on what risk means to them. To a parent investing for their child's education, it is all about losing their money in its entirety.
There are companies available who engage in fraudulent activities and malpractices of different sorts. This seriously worries investors, whose valuable and hard earned money is at stake. So, when someone is aware of such things, they obviously feel the world of investment is a rather risk-filled one. But they can visit experts like Wealthclock Advisors to understand the field better and the other major kind of risks involved Mitch Wishnowsky 49ers Jersey , that they are unaware of.
Is there any other risk involved?
Yes, there are other potential risks involved. When someone tries to combat the risk of losing their savings by investing only in "safe" investments such as a fixed deposit with fixed payouts, they are unknowingly making equally bad results. That result is that they will not be able to make a difference in their ability to meet their financial goals.
One might think receiving Rs 15 lakhs is a big deal for their children's education plans. However, what if it's just sufficient for a year's college education? Education inflation runs far higher than regular inflation and it is increasing every year at a good rate. Fear can be intimidating. But if one's family needs are important, then they seriously need to consider if the fear is justified.
A lot of investors feel mutual fund investments such as equity mutual funds are risk-based. They are ideal for long-term plans. So Jalen Hurd 49ers Jersey , even if someone feels they are too risky, but over time the longer one stays invested the lower will be the risk of losing their money! Historically speaking, only equity has the capability of beating inflation by a good margin.
The idea I'm about to share with you can bring you the greatest hope. It can bring you happiness beyond anything you've ever dreamed. It can present to you the quality and quantity of life that may seem like only something that always goes to others. Brace yourself; a band of gypsies would pay to hear this.
The Magnificent Obsession!
No matter who you are, no matter what you have been, no matter what you have done in your past Deebo Samuel 49ers Jersey , you can develop a magnificent obsession for something that can change your world and the world you live in.
The principle of this obsession is so simple that the people who could benefit the most may not see it at all. That's because those people are expecting something hard. After all, it has to be hard if it is to be of value is a prevalent attitude in this country.
Here is the simplicity of it. Develop a magnificent obsession for helping other people without expecting anything in return. And then, make sure no one else knows it was you that did it. No payment, no reward, no recognition expectations on your part.
I can just hear somebody now saying Nick Bosa 49ers Jersey , "Vegas, you are just a few grapes short of a fruit salad". :>) Not really. Here's why. You will set in motion an inexorable law that says no matter how hard you try to avoid compensation, reward, payment, or recognition Solomon Thomas 49ers Jersey , a reward will be showered on you.
After My Own Heart!
Every living person can do something to help others. We all have the ability to create an insatiable desire to help others. You may not be wealthy, but money is really the lowest form of power in helping others. You know what the highest form is? Love.
The willingness to share yourself for someone else is the highest form of power and help you can offer. The willingness to share a talent, a skill, an experience for the welfare and benefit of another, from an attitude of love Dante Pettis 49ers Jersey , will bring rewards unsearchable in this life.
Think about this: Long after the money is gone from a good deed, the love will remain. Maybe that's one reason some relationships stay together after a financial crisis. People may forget after the money is spent, but the act of love and kindness, the sharing of oneself will never be forgotten.
Silver And Gold Have I None, But Such As I Have I Give Thee!