Vorstellungsbereich » Banks highly promote loan assistance at conce

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With its new city status, Horgos is expected to integrate diverse resources and create a sound environment for regional economic cooperation.


In Which Way Does A Lousy Credit score Score Determine Your Income Advance Phrases?


I am asked this question various times a day and each time it is often the same answer! In no way in any respect do poor credit ratings have any influence on the rate or phrases presented to you by the financial institution.


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Finance > Insurance > Home InsuranceWhat are the Advantages for Women Applicants in Case of Home Loans?

Posted by anuragmishra in Finance on May 27th, 2017


If you are a woman who is planning to buy a residential property, you’ve got some reasons to cheer. It is a known fact that women in India enjoy certain benefits when it comes to loans Jackie Robinson Dodgers Jersey , more so in case of home loans. They need to pay lower interest rates as compared to men. It is because there is a general perception that women pay their dues on time and are less likely to default.


The financial sector in India at large provides special benefits and concessions to women whether it is about opening an account, tax exemption or borrowing a home loan for women.


Home Loan Advantages Enjoyed By Women in India


One of the most crucial factors in case of a home loan is the interest rate at which it is offered. The interest rate helps in determining the financial institution as well. Every small variation in the loan interest rate can make a huge impact on your monthly EMIs (Equated Monthly Installments). Since home loan involves a huge sum of money, having a concession in interest rate can help you save a good amount over the entire loan period. This is one of the most important benefits that Indian women can have while applying for a home loan for women. However, a woman can get preferential or lower interest rates only when she becomes a primary applicant or co-applicant for a home loan.


Banks Promote Women Empowerment by providing them Loans at Concessional Rates


Banks highly promote loan assistance at concessional rates to the womenfolk. By doing so they encourage financial empowerment and independence of women. Besides Mike Piazza Dodgers Jersey , they also believe that women have a lower risk profile as compared to men. Interest rates have a close relation with the perceived risk profile of the applicant. However, for an applicant with higher risk profile, the home loan interest rates will be higher. Having said that, whether woman or a man Replica Fernando Valenzuela Jersey , no bank will extend a home loan or any sort of financial assistance to an applicant without a satisfactory credit score as well as necessary documentation.


Special Home Loan Offers for Women from Different Banks


Different banks have come up with their own home loan for women applicants. While SBI has its ‘Her Ghar’, HDFC has named it as ‘Women Power’. ICICI too offers home loan for women at concessional rates. As of July, 2015, the lowest rate at which a woman applicant could borrow a home loan was 9.85 percent Replica Sandy Koufax Jersey , whereas the same for a male applicant was 9.90 percent. Similarly, stamp duty for house registration is lower in some states if the house is registered in the name of a woman. Although banks do not mention these schemes in their advertisement, they usually show interest in accepting home loan for women applicants and co-applicants.


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BEIJING， Jan. 19 (Xinhua) -- China on Thursday voiced its expectations that cooperation and bilateral ties with the new U.S. administration would continue to strengthen from a new starting point.


Foreign Ministry spokesperson Hua Chunying made the remarks at a daily press briefing Thursday in Beijing， one day ahead of U.S. President-elect Donald Trump's inauguration.


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