The Rush Card is a type of prepaid card Discount Adidas Superstar 2 Bling White Gold , which offers all the convenience of a card, without the debt that a standard visa card can often bring. The card is issued by the Manufacturers and Traders Trust Company, and is only available to residents of the USA (except Vermont).
As it is prepaid, cardholders have to deposit their own money into their account, before they can start using it. This differs from a regular Adidas Superstar East River White Blue Sale , unsecured card, as you are not being offered a line of credit – you can only spend what you have.
Cards such as these are generally aimed at people who have had previous problems managing their money, andor have been refused for an unsecured card in the recent past.
Money can be deposited in several different ways. A popular method is Direct Deposit, a process by where a person’s wages are transferred directly into their Rush Card account. This gives them instant access on payday, can save a small fortune of check cashing fees Adidas Superstar East River UK Black White , and is a lot easier than queuing in the bank every payday.
Other ways of depositing funds include at a designated MoneyGram location (a full list of these can be found online), via bank transfer from another account, by sending a check or money order to the address of the card provider, and by loading funds from your PayPal account.
The benefits are much the same as a regular visa. Funds can be withdrawn from an ATM, you can buy items online Adidas Superstar 2 Black White Women's Shoes , pay at gas stations, and generally it can be used to purchase items at anywhere that displays the visa sign.
This type of card also carries a guaranteed acceptance policy. This means that subject to confirmation of identification and social security number, people who apply will be accepted for the card, and will receive it through the post within 7-10 working days.
It is important to be aware of the associated fees before making an application. As with many cards of this type, there are a number of charges made for everyday transactions Adidas Women's Rita Ora Superstar Slip On Black Gold Online , including a $1.95 ATM cash withdrawal fee (within the USA), a $1 bill payment fee, and a $0.50 balance inquiry fee ($1 if abroad).
Many pre-paid cards also charge a one-time activation fee, which in the case of the Rush Card is $19.95. The Rush Card can be recommended as one of the best of its type, mainly due to the relatively low activation fee that it carries. Pre-paid cards can promote good financial habits Discount Adidas Superstar Slip On Women's Pink White , and by using the provided ‘RushPath to Credit’ it is even possible to build a positive credit file with the certain credit agencies that take part in the scheme.
If you have a good history, and have not previously been rejected for a financial product, then it is suggested that you look elsewhere – as you may be accepted for an unsecured card or other types that carries lower fees.
For more about the RushCard visit us or for more information about the Prepaid RushCard visit us.
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